Our services are provided through a qualified and registered Debt Counsellor in terms of the Section 86 of the National Credit Act (NCA). The Act was promulgated to regulate the Credit Providers, Credit Bureau and Debt Counsellors in order to protect the consumer in a way to prevent unfair credit and the credit market practices, responsible credit granting and provision of restructuring their finances in the right manner and to be a debt free society.
Assessing over indebtedness and debt counselling
We assess a client's level of indebtedness free of charge. This is to ensure that we do not incorrectly diagnose a client and place them under debt counselling whereas they actually need financial advice.
Based on assessment results, we place over indebted clients under Debt Review.
Rescission of Judgements
Rescission of Administration orders
Educate employees and employers by means of workshops and seminars at your workplace on Debt assistance, Debt council practises and the credit bureau as well as the new credit act.
We have an electronic signature system which you can use to sign your application forms. All you need is a touch screen phone to sign and submit.
We going to send you an sms or email link (if the email is linked to the phone) to sign your application forms. To assist you in signing we need to call you on an alternative number because you cannot sign while you're on the call.
Note: We call the client immediately!
[We also need the spouses I.D copy and Payslip if it’s a joint application]
We at ImaliSave aim to provide you with:
Correct information according to the National Credit Act
Quality and friendly service.
We aim to keep you and the creditors happy.
We will ensure the information provided by the client is treated with the utmost confidentiality.
We at ImaliSave will be assisting you with your creditors,
If you are
Receiving calls from your creditors regarding payments.
Not able to meet your living expenses
Worried about your creditors taking legal action.
If you answered yes to the above then ImaliSave is your answer.
How does debt counselling work?
We at ImaliSave negotiate with your credit providers for lower affordable instalments as well as lower interest rates based on your affordability.
Take away the burden of having to deal with your credit providers.
Ensure that you are then able to meet your monthly living expenses.
Help you to become debt free